High-value home insurance is a type of insurance that provides extensive coverage for homes and their contents that exceed the limits of standard home insurance policies.
It's designed to protect valuable assets, such as:
Art collections, Jewellery, Antiques, High-end gadgets, Bicycles, Luxury watches, and Televisions.
We deal with a range of High Net Worth home insurance providers and we will work with you to provide bespoke cover to take another worry of your mind. Below is a product overview from one of our partner insurers:
| All risks worldwide cover | ✔ |
| Warranty Free | ✔ |
| Alternative accommodation and loss of rent | 5 years |
| Locating the source of a leak | £25,000 outside the home |
| Compulsory evacuation | 1 year |
| Emergency access to home (including gardens) | Unlimited |
| Replacement locks/keys | Unlimited |
| Loss of solar or wind generated electricity cover | £5,000 |
| Disability through injury - home improvements | £100,000 |
| Property owners' liability | £10,000,000 |
| Occupier's & personal liability | £10,000,000 |
| Employer's liability | £10,000,000 |
| Additions and substitutions | 25% of the contents sum insured for 90 days |
| Loss of metered water/oil | £10,000 |
| Deeds & documents | Unlimited |
| Bicycles | Unlimited |
| Contents in a nursing home | 20% of the contents sum insured |
| Office equipment | £20,000 |
| Business stock | £10,000 |
| Student possessions | 20% of the contents sum insured |
| Watercraft | £10,000 |
| Unspecified item limit – fine art, antiques & collectables | £50,000 |
| Unspecified item limit – jewellery & watches | £35,000 |
| Money | £7,500 |
| Guests' personal effects | £10,000 |
Contact our Personal Lines Team on:
Telephone number: 01158 400 700
Email: louise.chillman@brownbevan.com